The rules for transferring assets to a UK domiciled spouse are fairly straightforward. However, things are trickier when one spouse is non-domiciled. In general, lifetime and on-death transfers of assets between spouses/civil partners who are both UK domiciled are exempt from UK inheritance tax (IHT) without limit. However, when one spouse is not UK domiciled, the spousal exemption …
The upcoming US presidential election is my 7th as a professional financial adviser. If I have learned anything from the previous 6, it is that, despite the protestations of many to the contrary, no one has a clue how markets will perform, react or move in the coming weeks. They may go up, they may …
Are Premium Bonds a good option for expat savers? Read on to find out whether they are still as good as they used to be.
Businesses fail. Jobs don’t work out the way you hoped. Investments go awry. Life gets in the way of even the best financial plans, even for Robert de Niro.
Home country bias is a phenomenon that affects many expat investors. Left unchecked, it can have a seriously detrimental effect on your retirement plans.
You may be keen to start learning new skills and exploring the world. Alternatively, as an expat, you may have had enough exploring the world and may be keen to settle in one place. You may have lost your job or may need to stop working due to health reasons. Or you may need to …
550,000 British Pensioners are currently adversely impacted by the government’s frozen state pension policy. However, the criteria regarding the specific countries in which it applies are somewhat arbitrary.
Have you been offered a Pension Increase Exchange?
They are becoming increasingly common as companies struggle to reduce their liabilities to past employees.
However, accepting a PIE offer may not be in your interests.
A death folder is a proven way for expats to organise their affairs so as to avoid exposing loved ones to unnecessary additional stress in the event of sudden death.
Marie Kondo preaches tidiness and simplicity. The same applies to investing. Too much clutter leads to inertia, lack of action and, all-to-often, mistakes.